Personal finance, with personality

Track spending, split smarter, and actually enjoyusing your finance app.

Spendsei helps you scan receipts, manage personal and shared expenses, stay on top of bills, and get sharper insights in one clean, modern experience.

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Join the waitlist and tell us what you care about most so we can shape the first release around real demand.

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OCR receipt scanning
Splitwise-style bill splitting
AI roast + coaching
Multi-currency support
Spendsei app home screen
No bank login required
Built for receipts, splits, and smarter spending
Made for personal use, travel, and shared expenses

Smart receipt capture

Extract totals, dates, items, and categories without the usual manual-entry friction.

Split like a pro

Assign items, request payments, and keep shared expenses organized.

Multi-currency ready

Track original currencies while still understanding your bigger spending picture.

AI that feels alive

Roasts, insights, and coaching with actual personality instead of generic summaries.

How it works

A simpler flow from receipt to insight

Spendsei helps you capture spending fast, organize it clearly, and actually learn from it without turning money into homework.

01

Scan or add an expense

Capture receipts or log spending manually so you can get your data into the app fast.

02

Split, track, and organize

Handle shared expenses, recurring bills, and category tracking in one place.

03

Get smarter insights

Use charts, predictions, and AI guidance to understand where your money is going.

Features

Everything you need to manage money without juggling five apps

Built for everyday spending, travel, roommates, dinners, recurring bills, and people who want finance tools that actually feel modern.

OCR Receipt Scanning

Capture receipts from camera or gallery and turn them into editable expenses.

Advanced Split Bills

Assign items per person, split unevenly, and track who still owes you.

Insights & Analytics

See trends, category patterns, averages, and budget pacing in a cleaner view.

Recurring Bills

Stay ahead of subscriptions, rent, memberships, and other repeating charges.

Multi-Currency Support

Keep original receipt currency while still understanding your total spending.

AI Roast + Coach

Get more personality-driven feedback, savings nudges, and sharper money callouts.

Screenshots

Real screens from the app

Explore the strongest Spendsei flows — scanning, splitting, insights, recurring, and AI roast.

Split Groups

See who owes what, manage group trips, and keep shared spending organized without the usual mess.

Split Groups

Smart Receipt Scanning

Scan a receipt, extract the key details, and turn it into a personal or shared expense in seconds.

Smart Receipt Scanning

Advanced Split Bill

Assign items, adjust tax or service charge, and send payment requests with smoother real-world group flows.

Advanced Split Bill

Monthly Insights

Follow spending trends, budget pacing, and projected totals in one cleaner view.

Monthly Insights

Recurring Payments

Stay ahead of subscriptions, bills, and due dates with recurring tracking that is easy to understand.

Recurring Payments

AI Roasts & Coaching

Get funny, sharp, or more serious money feedback that makes the product feel useful and alive.

AI Roasts & Coaching

Why Spendsei

Finance apps usually feel cold.This one actually feels human.

Tracks personal spending and group expenses together

Lets you split restaurant-style receipts item by item

Makes recurring bills and subscriptions easier to understand

Uses AI for motivation, insight, and behavior awareness

Supports multi-currency and travel-friendly use cases

Saves Venmo usernames once, then opens repayment requests with the right person and amount already filled in

Pricing

Simple Spendsei Pro pricing.

Start free for core tracking and groups, then upgrade when you want AI roasts, voice roasts, premium insights, and travel intelligence.

Free • Pro Monthly: $6.99/mo • Pro Yearly: $49.99/year • 7-day free trial

Free

$0

Core tracking, receipts, groups, chat, and stickers for getting started.

  • Receipt scanning and review
  • Manual expense tracking
  • Basic split groups
  • Group chat and activity
  • Sticker import and usage
  • Recurring bill tracking
  • Core spending insights
  • AI roasts and voice roasts not included

Spendsei Pro Monthly

$6.99/mo

Includes 7-day free trial

Full premium experience with flexible monthly billing.

  • Everything in Free
  • 2 AI roasts per day
  • 2 AI voice roasts per day
  • Advanced AI spending insights
  • Monthly prediction and trends
  • Deeper budget tracking
  • Premium charts and analytics
  • Multi-currency analytics
  • Travel intelligence
  • Premium tools as they roll out
Most Popular

Spendsei Pro Yearly

$49.99/year

Includes 7-day free trial • about $4.16/mo

Best long-term value with the lowest effective monthly price.

  • Everything in Free
  • 2 AI roasts per day
  • 2 AI voice roasts per day
  • Advanced AI spending insights
  • Monthly prediction and trends
  • Deeper budget tracking
  • Premium charts and analytics
  • Multi-currency analytics
  • Travel intelligence
  • Premium tools as they roll out

FAQ

Common questions

Is Spendsei only for split bills?

No. You can use it for personal expense tracking, recurring bills, budgeting, travel spending, and shared expenses too.

Does it support multiple currencies?

Yes. Spendsei keeps the original receipt currency and can convert into your selected base currency for analytics.

What makes the AI features different?

Instead of generic summaries, Spendsei adds personality, roast modes, savings nudges, and more behavior-aware insights.

Is there a free version?

Yes. The free tier is meant to be genuinely useful, with Pro unlocking deeper analytics and more advanced AI features.