Features
Everything that makes Spendsei different.
Spendsei combines receipt scanning, split groups, chat, stickers, AI insights, subscriptions, travel tools, and social finance workflows into one app.
Product pillars
Built around how people actually spend together.
Spendsei is not just a tracker. It is a receipt, split, chat, AI, and travel-aware finance system for real life.
Receipt-first
The app starts where real spending starts: with what you actually bought.
Group-native
Shared expenses, group chat, polls, stickers, and repayment flows are treated like core product systems.
AI-powered
Insights, roasts, summaries, and voice features make spending easier to understand and more memorable.
Travel-aware
Currency conversion, trip groups, and foreign receipts help spending stay readable across countries.
Social finance
Groups now feel alive, not like spreadsheets.
Spendsei groups can handle expenses, balances, chats, polls, media, voice notes, and stickers so friends can plan, split, react, and settle in one shared space.
Core feature stack
A better way to track, split, chat, and understand spending.
These are the major systems that make up the current Spendsei experience heading into TestFlight Beta 1.
Smart receipt scanning
Turn receipts into structured expenses with a review flow built for real restaurant, grocery, and group receipts.
- ✓ Scan receipts with OCR
- ✓ Upload from gallery
- ✓ Review totals, tax, tip, and items
- ✓ Edit store, date, category, and currency
Expense tracking
Keep spending organized without needing a bank-sync-first workflow.
- ✓ Manual + receipt-based tracking
- ✓ Category organization
- ✓ Searchable activity history
- ✓ Home and Insights monthly summaries
Split groups
Create groups for friends, trips, weddings, roommates, and events with shared expenses that stay organized.
- ✓ Assign receipt items to people
- ✓ Handle uneven splits
- ✓ Track who owes who
- ✓ Request repayment through Venmo, Cash App, or PayPal
Group chat
Keep spending decisions and group conversations in one place instead of scattered across different apps.
- ✓ Realtime group messages
- ✓ Replies, reactions, pins, and polls
- ✓ Image, video, and voice note support
- ✓ Seen states, typing, and unread indicators
Custom stickers
Bring personality into group spending with a Discord-style sticker system made for friend reactions.
- ✓ Import stickers from photos
- ✓ Favorites, recents, and most used
- ✓ Person profiles and sticker packs
- ✓ Search by friend, title, tags, or reaction
AI roast + insights
See your spending patterns with personality, summaries, and trend-driven insight.
- ✓ AI spending roasts
- ✓ Friendly, savage, and serious tones
- ✓ Spending summaries and explanations
- ✓ Pro usage limits for AI features
Voice roasts
Turn AI commentary into playful audio moments for a more social finance experience.
- ✓ AI-generated voice commentary
- ✓ Premium voice feature support
- ✓ Usage limits for stable costs
- ✓ Replay-friendly experience
Recurring bills
Stay on top of subscriptions and recurring payments before they quietly pile up.
- ✓ Recurring bill tracking
- ✓ Due-date awareness
- ✓ Monthly budget inclusion
- ✓ Subscription oversight
Budgets and category cards
Track monthly spending with category-level context instead of one flat number.
- ✓ Monthly budget snapshots
- ✓ Category budget cards
- ✓ Custom categories
- ✓ Warnings when spending gets close to limits
Multi-currency support
Track foreign receipts and converted totals without breaking your budget logic.
- ✓ Per-receipt currency support
- ✓ Base currency selection
- ✓ Converted totals across the app
- ✓ Support for travel and international spending
Travel mode
Designed for people who spend across locations, trips, and shared travel expenses.
- ✓ Trip-friendly group workflows
- ✓ Shared travel spending
- ✓ Cross-currency receipts
- ✓ Foreign spend insights
Wedding, trip, and event hubs
Give important groups their own context, categories, tasks, and spending identity.
- ✓ Wedding and trip group types
- ✓ Vendor and category tracking
- ✓ Group stats and activity
- ✓ Saved and archived groups
Insights + analytics
Understand your spending instead of just collecting transactions forever.
- ✓ Top category views
- ✓ Spending trends and comparisons
- ✓ Forecast-style insight cards
- ✓ Interactive charts and breakdowns
Cloud sync
Keep important spending and group data available after reinstalling or switching devices.
- ✓ Firebase-backed account sync
- ✓ Restore purchases support
- ✓ Group and receipt persistence
- ✓ Shared data updates across participants
Spendsei Pro
Unlock premium AI, travel, and advanced insight features with monthly or yearly plans.
- ✓ Monthly and yearly subscriptions
- ✓ 7-day free trial support
- ✓ Premium AI and voice features
- ✓ Restore purchases through the App Store
Why this matters
It’s not just about tracking transactions.
Spendsei is strongest when it helps people go from receipt → organized expense → shared split → group conversation → repayment → insight.
🧾
Receipt-first workflow
👥
Split-aware by design
💬
Chat, stickers, and polls
🌍
Travel-friendly finance
Ready for beta
Spendsei is preparing for TestFlight Beta 1.
The first beta focuses on the core experience: scanning receipts, tracking spending, splitting with groups, chatting with friends, using stickers, and unlocking premium AI-powered tools.